Terms & Conditions

Effective Date: November 7, 2025

Welcome to Halfkut.com (“we”, “our”, or “us”). This website is operated by Rajesh Sharma, a sole proprietor based in India. By accessing or using this website, subscribing to our newsletter, or purchasing any content or service, you agree to be bound by the following Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use our website or services.

1. About Halfkut.com

Halfkut.com provides digital content and services designed to help Indian MSMEs and professionals understand business trends and long-term strategic opportunities.

Our offerings currently include:

The Long View – a paid newsletter for MSMEs
Free and premium articles, insights, and resources available through our website

All content is for informational and educational purposes only.

2. Eligibility

You must be at least 18 years old to access or purchase from Halfkut.com. By using this website, you confirm that you are legally capable of entering into a binding agreement.

3. Subscriptions and Payments

The Long View newsletter may be offered as:

A standalone issue purchase
An annual subscription with multiple issues

Payments are processed securely through third-party payment gateways such as PayU. Your access to paid content begins only after successful payment confirmation.

All prices are listed in Indian Rupees (INR) unless stated otherwise. We reserve the right to modify pricing, payment methods, or subscription structure at any time.

4. Refunds and Cancellations

Digital content, once delivered (newsletters or downloads), cannot be refunded or exchanged.

If a duplicate payment or billing error occurs, email us at hello@halfkut.com within 7 days.

We reserve the right to refuse or cancel any order, including suspected fraud or misuse.

5. Use of Content

All material on Halfkut.com — including articles, newsletters, graphics, and logos — is the intellectual property of Halfkut.com unless otherwise stated.

You may:

Read and download content for personal, non-commercial use.

You may not:

Reproduce, republish, resell, or redistribute any content without written permission.
Share paid content publicly or commercially.

Unauthorized use may result in legal action.

6. Disclaimer

Content published on Halfkut.com, including The Long View, is for informational and educational purposes only. It does not constitute business, financial, or investment advice.

While we make reasonable efforts to ensure accuracy, we do not guarantee that information is always complete, updated, or error-free.

7. Limitation of Liability

To the fullest extent permitted by law, Halfkut.com and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

Use or inability to use our website or services
Errors or omissions in content

Your sole remedy for dissatisfaction is to discontinue using the website.

8. User Accounts and Communications

If you create an account or subscribe, you agree to provide accurate information and keep it updated.

You are responsible for maintaining the confidentiality of your login details (if applicable).

By subscribing, you consent to receive emails related to purchases and updates. You can unsubscribe anytime via the provided link.

9. Privacy Policy

Your use of this website is governed by our Privacy Policy.

10. Modifications

We may update these Terms at any time. Continued use of the website after updates implies acceptance of the revised Terms.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Any disputes shall be resolved under the jurisdiction of the courts in Delhi, India.

12. Contact Us

Halfkut.com
Email: hello@halfkut.com
Website: www.halfkut.com